Parul Seth Khanna

Parul Seth Khanna is co-founder and director of Universal Pensions (formerly pinBox Solutions), a Singapore- and India-based pensionTech enterprise dedicated to building inclusive digital pension systems for developing countries. She also leads the microPension Foundation in India, an innovation and R&D hub focused on financial resilience solutions for low-income women and informal workers. Parul’s work spans Asia and Africa — from Rwanda, Nigeria, Uganda and Kenya to India, Bangladesh, and Papua New Guinea — where she has partnered with governments, regulators, and digital finance stakeholders to design retirement literacy tools, outreach strategies, and digital platforms for pensions and protection. She pioneered “gift-a-pension,” the world’s first ePension platform for domestic and blue-collar workers. She has co-edited 'Saving the Next Billion from Old Age Poverty: Global Lessons for Local Action' and 'Templatising microPensions for Africa'. Earlier in her career, Parul worked with the BBC World Trust, CNBC, and NDTV.