Join us at
Black Swan Summit India 2026
Digital Finance and Insurtech for an Inclusive India.
5 – 6 February 2026 | Odisha, India
Capstone Project
Where Learning Translates into Real-World Impact
About Capstone Project
The Capstone Project is a cornerstone of the Certificate in FinTech and InsurTech programme, designed to close the gap between classroom learning and real industry application. It gives students a rare opportunity to go beyond theory and tackle live problem statements drawn directly from today’s financial services landscape.
Through the active involvement of our Corporate Champion Partners, students work on industry-defined challenges and are mentored by senior practitioners from across the FinTech and InsurTech ecosystem. With hands-on guidance, students learn to analyse real business and customer needs, design commercially viable solutions, and translate emerging technologies into practical outcomes.As part of this journey, the top 8–10 students will be invited to travel to Japan to present their solutions at GFTN Forum Japan, gaining international exposure and engaging directly with global industry and policy leaders. This initiative is proudly supported by MUFG, reflecting its strong commitment to nurturing next-generation digital finance talent and investing in skills, innovation, and long-term employability.
We also extend our sincere appreciation to all corporate mentors who have generously shared their time, expertise, and experience. Their involvement reflects a shared belief in developing future-ready talent and empowering the next generation to contribute meaningfully to an evolving and increasingly complex financial landscape.
The Capstone Project ensures that graduates are not only certified, but industry-ready, globally exposed, and equipped to create real impact from day one.
Capstone Project- Corporate Champion Partners
Problem Statements
Instant Claims & Trust
How might we automate claim verification and settlement using blockchain, AI, or satellite data - reducing fraud while boosting customer trust?
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Climate Risk Pricing & Early Warning
How might we use satellite, IoT, and AI data to assess climate risks and provide early warnings that improve credit, insurance, and investment decisions?
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Seamless Cross-Border Payments for SMEs
How might we create low-cost, near-instant, and transparent cross-border payment solutions for SMEs in ASEAN and beyond?
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Inclusive SME Financing
How might we enable SMEs, especially women- and youth-led businesses, to access working capital through digital platforms, supply-chain finance, or tokenized receivables?
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Quantum-Ready Financial Infrastructure
How might we prepare today’s financial systems for quantum-era risks, including encryption threats, while unlocking quantum-enabled modeling?

AI-Powered Personal Finance Coach
How might we create a GenAI-powered financial wellness assistant that delivers culturally relevant, personalized financial advice for budgeting, saving, and investing?
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Cyber & Digital Risk Protection
How might we create affordable insurance products that protect SMEs and individuals from cyber risks, ransomware, and identity theft?

Resilient & Inclusive Insurance
How might we design parametric or micro-insurance products that are affordable, digitally distributed, and instantly claimable for climate risks and gig workers?

Digital Heal System Adoption
How might we encourage hospitals, doctors and citizens to adopt digital health systems under the Ayushman Bharat Digital Mission (ABDM) - in ways that are simple, human and motivating?

Next-Gen Health & Life Insurance
How might we use AI, IoT, and wearables to design preventive, personalized health and life insurance products linked to wellness outcomes?

