Chief Guest

Smt. Droupadi Murmu Hon'ble President of India

In The August Presence Of

Shri Mohan Charan Majhi Chief Minister Odisha
Dr Mukesh Mahaling Minister, Health and Family welfare, Parliamentary Affairs, Electronics & Information Technology Odisha
Shri Suryabanshi Suraj Minister, Higher Education, Sports & Youth Services, Odia Language Literature & Culture Odisha

All speakers

Siddharth Shetty

Chief Executive Officer

Finternet Labs

Siddharth Shetty designs Digital Public Infrastructure that socio-economically empowers individuals and small businesses. His leadership spans the areas of technology, public policy, foreign policy, institution building, and engaging civil society, private and public sector market players, governments, and regulators in building digital ecosystems.

He’s the Principal Architect of the Finternet. He’s also been leading the strategy & design for the Data Empowerment & Protection Architecture, a techno-legal framework that gives individual & small businesses control of their data. It’s currently being rolled out in India and is the largest implementation of Open Finance globally.
Siddharth Shetty is the CTO of Sahamati and has been a participant in numerous government and regulatory committees in India. He’s a former Advisor to India’s Ministry of Finance on Digital Public Infrastructure and has been advising advanced and emerging economies on their design & deployment of Digital Public Infrastructure.

He’s been involved in designing the India Stack, Personal Health Records for India’s Ayushman Bharat Digital Mission, a digital health infrastructure backbone, DigiYatra for seamless aviation travel, Digital Sky to integrate drones into civilian airspace, and numerous other digital infrastructure.

Speaking at

3:00–4:15pmThu 5 FebBlack Swan DebatesCentral HallPremium
Accelerating Sector Transformation

Benchmarking India's FinTech Trajectory: Are we expecting a Black Swan Disruption triggered by AI-Tokenisation-Quantum in the Financial Services Industry?

Black Swan DebatesCentral HallPremium
About this session

India's FinTech ecosystem has evolved rapidly on the foundation of UPI, account aggregators, and digital lending. But as artificial intelligence, tokenization, and quantum computing converge at unprecedented speed, a critical question emerges: are we approaching a black swan disruption that could fundamentally transform or destabilize India's financial services industry within the next few years?

Black swan events are characterized by their extreme rarity, severe impact, and retrospective predictability. The convergence of AI-powered autonomous finance, comprehensive asset tokenization, and quantum computing presents precisely this profile: AI agents executing complex financial decisions without human oversight; every asset tokenized and settled instantly on decentralized rails; quantum algorithms simultaneously breaking current encryption systems while enabling previously impossible risk modeling and fraud detection.

First: Is this convergence genuinely a black swan threat/opportunity—extreme, unpredictable, and transformative—or are we overhyping predictable technological evolution? Second: If disruption is plausible or probable, how should India prepare? What infrastructure, regulatory frameworks, and strategic capabilities need strengthening now?

The session will explore actionable strategic planning: identifying early warning signals, stress-testing current infrastructure and regulatory frameworks against disruption scenarios, evaluating India's capability gaps, and defining concrete preparedness measures that position the country to either lead the transformation or build resilience against its destabilizing effects.

Past Speakers

Siddharth Shetty

Speaking at

Benchmarking India's FinTech Trajectory: Are we expecting a Black Swan Disruption triggered by AI-Tokenisation-Quantum in the Financial Services Industry?