Chief Guest

Smt. Droupadi Murmu Hon'ble President of India

In The August Presence Of

Shri Mohan Charan Majhi Chief Minister Odisha
Dr Mukesh Mahaling Minister, Health and Family welfare, Parliamentary Affairs, Electronics & Information Technology Odisha
Shri Suryabanshi Suraj Minister, Higher Education, Sports & Youth Services, Odia Language Literature & Culture Odisha

All speakers

Debiprasad Sarangi

Co-founder & Chief Executive Officer

iServeU Technology

Mr. Debiprasad Sarangi, CEO & Co-Founder – iServeU

A fintech visionary and payments evangelist, Debiprasad Sarangi is the Co-founder and CEO of iServeU, a leading Banking-as-a-Service (BaaS) provider. An engineer by training and a product innovator by instinct, Sarangi began his career at GI Technology, where he played a key role in building India’s first wallet infrastructure, iCash.

In 2016, he founded iServeU with a mission to modernize banking infrastructure at a global scale. Under his leadership, iServeU has built a cloud-native, microservices-driven payments platform capable of processing over 3 million transactions daily and supporting more than 1,000 transactions per second (TPS). The platform offers a fully integrated digital stack spanning UPI, card issuance, fraud management, and embedded lending—designed to meet modern regulatory and compliance standards.

Backed by a strong technology team, iServeU has, under Sarangi’s leadership, onboarded over 15 banks globally and enabled secure, last-mile financial access across India. His work seamlessly blends technology, financial inclusion, and regulatory foresight, positioning iServeU as a prominent fintech player in the APAC region.

Speaking at

3:00–4:15pmThu 5 FebBlack Swan DebatesCentral HallPremium
Accelerating Sector Transformation

Benchmarking India's FinTech Trajectory: Are we expecting a Black Swan Disruption triggered by AI-Tokenisation-Quantum in the Financial Services Industry?

Black Swan DebatesCentral HallPremium
About this session

India's FinTech ecosystem has evolved rapidly on the foundation of UPI, account aggregators, and digital lending. But as artificial intelligence, tokenization, and quantum computing converge at unprecedented speed, a critical question emerges: are we approaching a black swan disruption that could fundamentally transform or destabilize India's financial services industry within the next few years?

Black swan events are characterized by their extreme rarity, severe impact, and retrospective predictability. The convergence of AI-powered autonomous finance, comprehensive asset tokenization, and quantum computing presents precisely this profile: AI agents executing complex financial decisions without human oversight; every asset tokenized and settled instantly on decentralized rails; quantum algorithms simultaneously breaking current encryption systems while enabling previously impossible risk modeling and fraud detection.

First: Is this convergence genuinely a black swan threat/opportunity—extreme, unpredictable, and transformative—or are we overhyping predictable technological evolution? Second: If disruption is plausible or probable, how should India prepare? What infrastructure, regulatory frameworks, and strategic capabilities need strengthening now?

The session will explore actionable strategic planning: identifying early warning signals, stress-testing current infrastructure and regulatory frameworks against disruption scenarios, evaluating India's capability gaps, and defining concrete preparedness measures that position the country to either lead the transformation or build resilience against its destabilizing effects.

Past Speakers

Debiprasad Sarangi

Speaking at

Benchmarking India's FinTech Trajectory: Are we expecting a Black Swan Disruption triggered by AI-Tokenisation-Quantum in the Financial Services Industry?