How AI-Led Tech Stacks Are Redefining Lending, Capability Centres, and Financial Inclusion

In this keynote, Sanjib Parida, Co-founder & CTO, iServeU Technology, examines how AI-led technology stacks are reshaping the foundations of modern financial services. Drawing from his experience across fintech infrastructure, lending platforms, and large-scale capability centres, he explores how AI is being applied across credit decisioning, risk management, operations, and compliance to unlock scale and efficiency. The session highlights how these capabilities are enabling new lending models, strengthening enterprise and global capability centres, and expanding access to financial services.