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India as a Leading USD 15 Billion Insurtech Market: Perspectives from Regulator and the Market

The session will explore:
- Market Infrastructure & Capacity: India's 61 insurers vs US's 5,000 creates a 343x density gap for embedded distribution. What licensing, capital, and structural reforms enable population-scale embedded insurance by 2030? 
- Experience & Trust Gap: Digital buying is easy, but products confuse, claims stress, and trust lags. What tech, ops, and cultural shifts deliver simple, transparent insurance end-to-end
- Talent & Global Positioning: What 5-year policy, talent, and conduct actions make India the trusted insurtech hub by 2030
- Regulation as Catalyst: IRDAI's sandboxes, Bima Trinity, and composite licenses boost embedded/AI models. How far can regulation drive growth while ensuring protection and stability?